Lumo is a French civic crowdfunding website which enables citizens to invest directly in renewable energy projects (wind, solar, hydro). Those energy projects are selected according to a quality chart which guaranties their sustainability, territorial anchoring, transparency & civic value. On www.lumo-france.com, citizens can browse our projects and invest as little as € 25 in the one of their choice. The revenue produced by the energy project pays back the investor, with interests (2-5 % gross p.a.), over every year of its investment horizon (10 to 20 years). This civic investment is therefore a new saving product which is sustainable, low-risk and contributes to the energy transition financing. In France, Lumo is pioneer in offering to crowdfund renewable energy installations through bond acquisition.